The Real Reason Your Congregation Isn’t Giving More (It’s Not What You Think)
In part two of this conversation with Bob Lotich of SeedTime.com, Leo and Bob move from the heart behind generosity to the practical systems that make generosity possible. They unpack why many people genuinely want to give but struggle due to a lack of financial margin, clarity, and intentional systems. Together, they discuss the importance of firstfruits giving, automated generosity, financial education, and the creation of healthy rhythms around spending, saving, and giving. The conversation also explores the dangers of both consumerism and unhealthy financial legalism, emphasizing that biblical stewardship is ultimately about trusting God, living with wisdom, and enjoying the life He has given us.
Key Takeaways
Many people are not ungenerous—they simply lack practical financial systems and margin.
Managing money today is far more complex than it was generations ago due to subscriptions, digital payments, and easy access to debt.
Giving “out of what’s left” rarely works because spending naturally expands to consume available income.
Firstfruits giving creates intentionality and protects generosity from impulse spending.
Automation reduces reliance on willpower and helps build consistent financial habits.
Financial plans help people prioritize long-term values over short-term desires.
John Wesley’s framework: earn all you can, save all you can, give all you can, still provides a powerful model for stewardship today.
Stewardship should never become legalistic or identity-driven; God also calls us to enjoy His gifts with gratitude and wisdom.
Churches should inspire generosity through testimony, discipleship, and practical equipping rather than guilt or manipulation.
Stewardship teaching is not just about fundraising—it is essential discipleship that helps people experience freedom and trust in God.
Resources
SeedTime.com
Book: Simple Money, Rich Life by Bob Lotich
Learn about the Christian Stewardship Network - https://www.christianstewardshipnetwork.com/
Become a CSN member - https://membership.christianstewardshipnetwork.com/
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