How a Middle-Class Couple Gave Away $1 Million by Age 40
In this first episode of a three-part series, Leo Sabo sits down with Bob Lotich of SeedTime.com to explore Bob and Linda’s remarkable journey from financial chaos to radical generosity. Bob shares how a breaking point with just $7 to his name became the catalyst for a complete transformation in the way they viewed money, stewardship, and success. Together, they discuss surrender, generosity, the shift from “net worth” to “net given,” and practical ways believers can begin building a lifestyle of faithful stewardship rooted in God’s Kingdom.
Key Takeaways
Financial brokenness often becomes the starting point for true stewardship transformation
Stewardship begins with surrendering control and trusting God with the outcome
Money is deeply connected to identity, security, and trust
Tracking “net given” instead of just “net worth” reframes financial success through an eternal lens
Accumulation alone is a poor scoreboard for Kingdom-minded believers
The “Seed Account” creates intentionality and joy around generosity
Giving becomes easier when it is planned first instead of treated as leftover money
Small, consistent increases in generosity can lead to significant long-term transformation
The “1% Challenge” is a practical and accessible starting point for new givers
Generosity is not measured by amount, but by faithfulness and obedience
Stewardship is a daily posture of dependence on God, not a one-time financial decision
True financial freedom comes from open-handed trust, not accumulation
Resources
SeedTime.com
Book: Simple Money, Rich Life by Bob Lotich
Learn about the Christian Stewardship Network - https://www.christianstewardshipnetwork.com/
Become a CSN member - https://membership.christianstewardshipnetwork.com/
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At Christian Stewardship Network, we are passionate about teaching the biblical perspective on finances so that you can teach your church with authority, confidence, and integrity. Our network is a group of passionate Christ-followers with a burden to teach and equip God's people in stewardship and generosity. Sign up for our mailing list to get new content directly to your inbox!
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